Lost in the fire - is your digital music collection safe?

Came across this article on nme.com about how many music collectors who have switched to digital downloads instead of cds may have a serious problem if their beloved computer or Ipod goes up in smoke or otherwise gets lost.

Seems like many insurance companies haven't adapted to the new world of digitalised music and the fact that large music collections now only exist digitally instead of physically. And the few that do will probably look closely at any major claim coming from someone having lost thousands of songs. And how do you document how much money you've spent on downloads? Who really keeps track of this?

I'm still a fan of cds so the issue is not real to me just yet. But how about you? Where would you be if all of a sudden your computer got lost in the fire?

Le Mec